Validate IBAN PHP

Peter Fox picture Peter Fox · Jan 7, 2014 · Viewed 41.6k times · Source

As designing a new platform we tried to integrate the IBAN numbers. We have to make sure that the IBAN is validated and the IBAN stored to the database is always correct. So what would be a proper way to validate the number?

Answer

Peter Fox picture Peter Fox · Jan 7, 2014

As the logic was explained in my other question, I've created a function myself. Based on the logic explained in the Wikipedia article find a proper function below. Country specific validation.

Algorithm and character lengths per country at https://en.wikipedia.org/wiki/International_Bank_Account_Number#Validating_the_IBAN.

function checkIBAN($iban)
{
    $iban = strtolower(str_replace(' ','',$iban));
    $Countries = array('al'=>28,'ad'=>24,'at'=>20,'az'=>28,'bh'=>22,'be'=>16,'ba'=>20,'br'=>29,'bg'=>22,'cr'=>21,'hr'=>21,'cy'=>28,'cz'=>24,'dk'=>18,'do'=>28,'ee'=>20,'fo'=>18,'fi'=>18,'fr'=>27,'ge'=>22,'de'=>22,'gi'=>23,'gr'=>27,'gl'=>18,'gt'=>28,'hu'=>28,'is'=>26,'ie'=>22,'il'=>23,'it'=>27,'jo'=>30,'kz'=>20,'kw'=>30,'lv'=>21,'lb'=>28,'li'=>21,'lt'=>20,'lu'=>20,'mk'=>19,'mt'=>31,'mr'=>27,'mu'=>30,'mc'=>27,'md'=>24,'me'=>22,'nl'=>18,'no'=>15,'pk'=>24,'ps'=>29,'pl'=>28,'pt'=>25,'qa'=>29,'ro'=>24,'sm'=>27,'sa'=>24,'rs'=>22,'sk'=>24,'si'=>19,'es'=>24,'se'=>24,'ch'=>21,'tn'=>24,'tr'=>26,'ae'=>23,'gb'=>22,'vg'=>24);
    $Chars = array('a'=>10,'b'=>11,'c'=>12,'d'=>13,'e'=>14,'f'=>15,'g'=>16,'h'=>17,'i'=>18,'j'=>19,'k'=>20,'l'=>21,'m'=>22,'n'=>23,'o'=>24,'p'=>25,'q'=>26,'r'=>27,'s'=>28,'t'=>29,'u'=>30,'v'=>31,'w'=>32,'x'=>33,'y'=>34,'z'=>35);

    if(strlen($iban) == $Countries[substr($iban,0,2)]){
                
        $MovedChar = substr($iban, 4).substr($iban,0,4);
        $MovedCharArray = str_split($MovedChar);
        $NewString = "";

        foreach($MovedCharArray AS $key => $value){
            if(!is_numeric($MovedCharArray[$key])){
                $MovedCharArray[$key] = $Chars[$MovedCharArray[$key]];
            }
            $NewString .= $MovedCharArray[$key];
        }
        
        if(bcmod($NewString, '97') == 1)
        {
            return true;
        }
    }
    return false;
}