I need to process credit cards and integrate with backend payment services to credit them. The majority of solutions on the internet require an intermediary, eg. 2CO, GCO, Auth.net.
Do you have any experience with implementing a credit-card payment gateway in PHP? Any help in appreciated.
Thanks for your time.
Stripe has a PHP library to accept credit cards without needing a merchant account: https://github.com/stripe/stripe-php
Check out the documentation and FAQ, and feel free to drop by our chatroom if you have more questions.