How tell the difference between a Debit Card and a Credit Card

credit-card payment
Mike Wills picture Mike Wills · Sep 25, 2009 · Viewed 78.6k times · Source

How does one determine that the card a person is entering is a debit card, check card, or credit card?

I am looking at this for web payments in the US only. This is for utility billing.

Answer

Ollie picture Ollie · Mar 16, 2010

The best code I've seen for checking a card type is a Javascript page at http://www.eflo.net/mod10.htm - can differentiate between a VISA Debit and Credit card as you requested, a long with many other variations of cards. I've ported this code to C# very easily.

Your other alternative is to acquire a copy of the BIN (Bank Identification Number) database, which is a list of all card prefixes, the card issue, and the card validation requirements (e.g. Expiry Date, Issue No, Start Date). Some BIN sources;

Related questions

Payment methods for an ASP.NET Web Application

I want to add payment methods to my site, such as MasterCard or Payoneer. I don't know where to start, can someone give me an entry point? Is there an API for this?

Read More
How to process credit card payments in Django?

I need to accept credit card payments on a site that provides a service outside the U.S. Given that Paypal is not an option, where should I start? anyone knows how I can do this?

Read More
API for receiving payments through VISA/Mastercard Credit/Debit cards & paypal

I need to accept payments from the premium account holders on my website through VISA/Mastercard Credit/Debit Cards & paypal. Is there any well known widely used API that can make my life easier by abstracting all these payment …

Read More